first credit card applications

	Discover® More Clear Card 0% Purchase APR* for 6 months; 0% BT APR for 12 months; read TERMS for current • 11.99% or up APR on Purchases and BT based on creditworthiness • 5% Cashback Bonus® for travel, home, gas, restaur., movies & more • 5% to 20% Cashback Bonus at top retailers through ShopDiscover • Unlimited Cashback Bonus you can earn through ShopDiscover • Up to 1% Cashback Bonus on all other purchases automatically • Up to 2x rewards when gift cards redeemed from Cashback Bonus Part. • Redeem Cashback Bonus for Partner gift cards, merchandise, Discover gift cards or charitable donations • Cashback Bonus rewards have no expiration date • Get cash at over 150,000 Discover Cash Network ATMs • $0 Fraud Liability guarantee • No Account Set-up Fee • No Annual Fee • Grace period at least 25 days See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on issuer's website.	Blue Sky® from American Express 0% APR on Purchases for 6 months • After that and on Balance Transfers % or up APR • Save on any airline, hotel, or rental car (save $1=75points) • No blackout dates or travel restrictions • Earn points for flights on any airline, stays at any hotel, and car rentals with any company • Enjoy no expiration date or limit on number of points you can earn • W/ the Blue Sky Travel Savings Program save up to 20% at Hertz® • Enjoy complimentary breakfast on weekend stays at JW Marriott and Renaissance Hotels & Resorts worldwide & receive $100 off your next stay • Enjoy exclusive access and benefits in select markets w/ American Express® Ticket Savings Center • Expresspay feature allows you to pay without swiping your card • American Express Selects® find deals and savings from name-brand merchants on clothing, electronics, travel, etc. • Extended Warranty mirrors mfg.'s warranties for up to 1 more year • Global Assist® Hotline for travels more than 100 miles from home • Car Rental Loss and Damage Insurance at no additional charge • No annual fee • No Additional Card fee • Grace period at least 25 days
	TrueEarnings SM from Costco & American Express 0% Purchase APR for 6 months • Afterward & on Balance Transfers % APR • 3% cash back for restaurants & gasoline (for annual gas purchases up to $3000-1% thereafter) • 2% cash back for travel • 1% everywhere else including Costco • TrueEarnings® Card doubles as your Costco Membership Card • No Limit on the Cash Back earned • Extended Warranty mirrors mfg.'s warranties for up to 1 additional year • Global Assist® Hotline for travels more than 100 miles from home • Travel Accident Insurance provides up to $100000 • Must be a current Costco member to take advantage of this offer (can apply for Costco membership online) • Fraud Protection Guarantee • No Annual Fee with your paid Costco Membership • No Annual Fee for additional card with your paid Costco Membership • Grace period at least 25 days	Miles by Discover® Card 0% Intro APR* on Purchases & Balance Transfers usually for 12 months* read TERMS for current • Then 11.99% or up APR* • Thereafter 11.99%-18.99% APR* • 12000 Bonus Miles* (1000/each month you make a purchase) • Dbl Miles on first $3000 in travel & restaurant purchases each year • 1 Mile per dollar on net purchases • No cap on the number of Miles you can earn & no expiration date • Use Miles at most US-based carriers with no blackout dates • Redeem Miles by gift card, account travel credit, make a charitable donation, or receive cash • Redeem 10000 Miles and get a $100 travel credit to your account towards a travel purchase • Online Account Access • $0 Fraud Liability guarantee • No Annual Fee * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on issuer's website.
	Discover® Motiva SM Card 3.99% Purchase APR* for 6 months; 3.99% Balance Transfer APR for 12 months; read TERMS for current • After 11.99% or up APR for Purchases/BT based on creditworthiness • Cash Rewards for your good credit management! • Pay-On-Time Bonus(SM) = a full month’s interest when paid on time every 6 months • 5% to 20% Cashback Bonus® at top retailers through our exclusive online ShopDiscover • Up to 1% Cashback Bonus on all other purchases • Unlimited cash rewards • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners • Get cash at over 150,000 Discover Cash Network ATMs • No Account Set-up Fee • No Annual Fee See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on issuer's website.	Platinum Delta SkyMiles® Credit Card 14.50% or up Purchase APR* • 9.99% Balance Transfer APR for 12 months on balance transfers requested w/in 30 days of account opening • Earn 20000 bonus SkyMiles® (including 5000 MQM or Medallion Qualification Miles) after first purchase • 2500 bonus miles awarded to Delta SkyMiles account for each approved Additional Card subm. w/ application (up to 5000 miles) • Earn at least 1 mile for every eligible $1 spent • Miles never expire and there is no cap on the miles you can earn • No blackout dates and no minimum fare requirements • Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card (Exclusive benefit for Platinum Delta SkyMiles Credit Cardmembers) • Redeem Delta miles for Award Travel w/ Delta or over 15 airline part. • Earn one companion Coach Class ticket each year upon renewal • Earn a Miles Boost of 10000 MQMs when you reach $25000 in eligible purchases during a calendar year • Earn an additional Miles Boost of 10000 MQMs when you reach $50000 in eligible purchases in same calendar year • Offers Baggage Insurance Plan and Car Rental Loss & Damage Ins. • Travel Accident Insurance provides up to $100000 • Extended Warranty mirrors mfg.'s warranties for up to 1 more year • Purchase Protection protects against accidental damage & theft • Exclusive access and benefits through American Express® Ticket Savings Center • Annual fee $150 • No Additional Card Fee • Grace period at least 25 days
	Bryant State Bank MasterCard® 11.25% Purchase APR • 3.25% Balance Transfer APR for 6 months; then 11.25% APR • No Balance Transfer Fee • $0 Fraud Liability • 24/7 Online Account Access • Emergency Cash Advance & Card Replacement • Worldwide Acceptance • Annual Fee $20 • Grace period at least 25 days	Escape by Discover® Card 0% Purchase & Balance Transfer APR* for 6 months; read TERMS for current • Afterward 11.99% or higher APR • Earn up to 25000 Bonus Miles (1000 Miles each month you make a purchase the first 25 months) • Double Miles for every $1 spent on travel and restaurant purchases • One Mile for $1 dollar on all other purchases • 2 additional Miles for every $1 you spend through ShopDiscover • Unrestricted Travel - Book travel through any airline, travel agent or online travel site • Flexible redemption options for travel, gift cards, or cash • Lost or Damaged Luggage Insurance, Travel Delay Insurance, and Trip Cancellation Insurance offered • Annual Fee $60 • No Account Set-up Fee See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on issuer's website.
	Discover® More Card 0% Purchase APR* for 6 months; 0% BT APR for 12 months; read TERMS for current • 11.99% or up APR on Purchases and BT based on creditworthiness • 5% Cashback Bonus® for travel, home, gas, rest., movies & more • 5% to 20% Cashback Bonus at top retailers through ShopDiscover • Unlimited Cashback Bonus you can earn through ShopDiscover • Up to 1% Cashback Bonus on all other purchases automatically • Up to 2x rewards when gift cards redeemed from Cashback Bonus Part. • Redeem Cashback Bonus for Partner gift cards, merchandise, Discover gift cards or charitable donations • Cashback Bonus rewards have no expiration date • Get cash at over 150,000 Discover Cash Network ATMs • $0 Fraud Liability guarantee • No Account Set-up Fee • No Annual Fee • Grace period at least 25 days See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on issuer's website.	Zync from American Express(SM) 0% Purchase APR • Earn 10000 Membership Rewards® points after first purchase • Pay no interest - that's because you pay in full each month • Choose the Lifestyle Packs you want to customize your Card with the benefits you use most • Protect elig. purchases w/ Purchase Protection and Extended Warr. • Online Money Manager tools • My Credit Score and Report gives you complimentary online access 30 days per year • Earn Membership Rewards® points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards • Shop online w/ Bonus Points Mall and you can get 3x points on purch. • Global Assist® Hotline for travels more than 100 miles from home • Car Rental Loss & Damage Insurance Plan available • Travel Accident Insurance provides up to $100000 • Enjoy a low annual fee of just $25 for Basic Card • Can request Additional Cards and set limits for each card • Annual fee $15 for each Additional Card
	Blue Cash from American Express® 0% Intro APR* on Purchases for 6 months • Then % or up APR* • Up to 5% Cash Back • Extended Warranty mirrors mfg.'s warranties for up to 1 additional year • Offers Car Rental Loss & Damage Insurance Plan • Global Assist® Hotline for travels more than 100 miles from home • Travel Accident Insurance provides up to $250000 • Fraud Protection Guarantee • No annual fee • No Additional Card fee • Grace period at least 25 days	Starwood Preferred Guest® from American Express 2.90% APR* for Purchases & BT for 6 months w/ application • Then % or up APR* • Dbl points at participating Starwood properties & retail outlets • 1 Starpoint per $1 of eligible spending • With Starwood Preferred Guest Program earn points for free stays at 940 Starwoods hotels/93 countries • As Cardmember upgraded to Preferred Plus level for free room upgrades & late check-outs • Spending $30000 in a calendar year upgrades you to Gold Preferred Guest status • Starwood Preferred Guest members receive annual 50% award for future hotel/resort stay • Exchange Starpoints for flyer miles w/ over 30 major airlines • No blackout dates or availability restrictions • Transferring 20000 Starpoints to flyer miles earns a free flight & 5000 Starpoint bonus • Global Assist® Hotline for travels more than 100 miles from home • Car Rental Loss & Damage Insurance Plan available • Travel Accident Insurance provides up to $100000 • Extended Warranty mirrors mfg.'s warranties for up to 1 more year • Protect eligible purchases against theft, loss, and accidental damage (up to $50000 per Cardmember per year) • Enjoy exclusive access and benefits in select markets w/ American Express® Ticket Savings Center • Fraud Protection Guarantee • No Annual Fee for first year, then $45 every year after • No Additional Card fee • Grace Period at least 25 days
	Discover® Open Road Card 0% Purchase APR* for 6 months; 0% BT APR for 12 months; read TERMS for current • Thereafter 11.99% or up APR • Automatic Double Cashback Bonus on first $250 in purchases each month at any gas station and any restaurant • 5% to 20% Cashback Bonus through our ShopDiscover • Up to 1% Cashback Bonus on everyday purchases • Unlimited cash rewards • Turn your Cashback Bonus into bigger rewards when redeem for gift cards or instant eCertificates from over 100 brand-name Partners • No Annual Fee • Grace period at least 25 days * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on issuer's website.


Low APR and Intro Offers		Air Miles Frequent Flyer